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    CHANGE OF OWNERSHIP

    Tax Assessment Reappraisal Joint Tenancy Under this method of holding title, each owner holds the property jointly with the other owners. Upon the death of one owner, the property passes to the surviving joint tenant. For assessment purposes, the termination of joint tenancy (other than husband and wife or parent/child transfers) causes a reappraisal. Tenancy […]

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    Real Estate Terms You Should Know!

    Here is a key list of real estate terms that you should know!  Let me know if you have any questions! Amendments A change—either to alter, add to, or correct—part of an agreement without changing the principal idea or essence. Appraisal An estimate of value of property resulting from analysis of facts about the property; […]

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    AFFORDABILITY!

    What Home Buyers and Sellers Should Know About Housing Affordability By Jill Hamilton Is it the right time to buy a house? Is it the right time to sell? How do you know when to jump into the real estate market? The answer is….it depends. There’s no single answer that applies to everyone. A host […]

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    Quote for today:

    “Happiness is neither virtue nor pleasure nor this thing nor that but simply growth. We are happy when we are growing.” –William Butler Yeats, Irish poet

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    Extending Tax Exemption

    Bill Seeks to Extend Federal Tax Exemption for Forgiven Mortgage DebtBill Seeks to Extend Federal Tax Exemption for Forgiven Mortgage Debt Authors: Carrie Bay January 14, 2014 Congressman Bill Foster (D-Illinois) introduced the Homeowners Debt Relief Extension Act (H.R. 3856) on Tuesday. The bill would extend the mortgage debt tax exemption that’s been in place since […]

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    What Happens When A Home Appraises For Less Than Its Purchase Price?

    Mortgage lenders use home appraisals as the “value” portion of the your mortgage’s loan-to-value (LTV) calculation, where “value” is equal to the lower of your home’s purchase price or its appraised value. When your home appraises for less than its purchase price, there are three potential outcomes : 1. Buyer and seller renegotiate a new, […]

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    What do you look for in a real estate broker?

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